Blog

Jan
27
2012

Fannie Extends Mortgage Relief to Unemployed

Fannie Mae says it will be providing more mortgage aid to the unemployed, possibly extending the forbearance period to up to a year to those who qualify. Starting on March 1, Fannie Mae will require mortgage servicers to extend the forbearance relief to qualified unemployed borrowers for six months — without any approval needed from […]

Jan
23
2012

Cost of Homeowners Insurance May Soon Be on the Rise

Natural disasters from tornados, hail, winds, and floods caused widespread damage throughout the country in 2011, and more home owners may soon see their homeowner’s insurance premiums rise because of it. The insurance industry has faced heavy losses in recent years from natural disaster, and insurers may be forced to raise costs of premiums, particularly […]

Jan
18
2012

Foreclosures Post Big Drop, Reaching 2007 Levels

Foreclosure filings posted a 33 percent drop in 2011, falling to their lowest levels since 2007, RealtyTrac reports. During 2011, one in every 69 homes received a foreclosure filing and 804,000 homes were repossessed — compared to 1.05 million homes that were repossessed during the foreclosure crisis peak in 2010, according to RealtyTrac. So is […]

Jan
18
2012

Rental History: More Important in Getting a Mortgage?

Borrowers who have a history of paying rent on time may see a boost to their credit score. Experian, a leading credit report company, added a section to its credit reports last year that reflected on-time rent payments, which helped give a boost in the credit scores to some on-time rent payers. Now the two […]

Jan
16
2012

Mortgage Applications Soar 4.5%

Mortgage applications for purchase — a gauge of future home buying — increased 8.1 percent last week, the Mortgage Bankers Association reports. The purchase index on an unadjusted basis now stands at 41.9 percent higher than last year, signaling more people taking out loans to buy homes. More home owners are also taking advantage of […]

Jan
6
2012

More Parents Helping Kids Buy Homes

Hey, baby boomers! Pondering what gift to get your kid who’s all grown up? For many of your peers, the answer is a house. One in five baby boomer couples have already given at least one of their children the means to purchase a home — either buying it outright, furnishing the down payment or […]

Dec
30
2011

Lake Oswego Tops State in Brainpower

Now here’s something to brag about Lake Oswego: the tony Portland suburb leads Oregon in total brainpower, based on a formula devised by the Business Journals’ On Numbers blog. On Numbers rated local brainpower by using raw 2009 data from the U.S. Census Bureau’s five-year American Community Survey. Each place’s score was based on its […]

Dec
8
2011

Fannie Mae, Banks Halt Foreclosures for the Holidays

Happy holidays struggling homeowners! Fannie Mae, Freddie Mac and several large mortgage lenders have pledged not to foreclose on delinquent borrowers during the Christmas season. For homeowners with loans through Fannie Mae (FNMA, Fortune 500) and Freddie Mac (FMCC, Fortune 500), the moratorium will run from Dec. 19 to Jan. 2. During this time, legal […]

Dec
5
2011

Christmas Ship Parade

December 17, 6pm 2011 marks the 57th year of the magical Christmas Ship Parade! Enjoy a parade of up to 60 brightly colored boats decorated for the holiday season. The boats will depart from River Place Marina and continue as far as George Rogers Park in Lake Oswego, arriving between 6:15 and 6:30 pm. Make […]

Nov
29
2011

Lake Oswego Holiday Market

Saturday, December 3, 10am to 4pm, and Sunday, December 4, 10am to 3pm. Let your holiday shopping begin! Stop by the West End Building for unique treasures from over 50 vendors – holiday treats, handmade crafts, ornaments, greenery, art, jewelry, entertainment, and gifts galore!

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